Banking ruleset · Blocking category · 5% of composite score

Bank BSA/AML & Sanctions Screening

Anweshna reads compliance program documentation and examination findings for the anti-money-laundering and sanctions gaps that carry direct regulatory and criminal exposure.

What it screens for

  • BSA/AML compliance gaps — program deficiencies identified in internal audits or exam findings.
  • Sanctions screening failures — missed OFAC/SDN matches or gaps in screening coverage.
  • CDD/KYC deficiencies — customer due diligence and know-your-customer process gaps.
  • SAR timeliness — suspicious activity reports filed late or not at all.
  • Money laundering indicators — transaction patterns or findings consistent with money laundering.

Why it's a blocking category

BSA/AML & Sanctions carries a 5% weight and is one of five blocking categories in the Banking ruleset — a score of 70 or above halts the deal for mandatory review, the same treatment Anweshna gives economic-sanctions and AML findings under the M&A ruleset's Anti-Bribery, Sanctions & AML category. A live SAR-timeliness gap or sanctions-screening failure at a bank carries direct regulatory and reputational consequences that don't wait for closing.

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BSA/AML & Sanctions FAQ

What does Anweshna screen for in BSA/AML & Sanctions?

Anweshna screens deal documents for BSA/AML compliance gaps, sanctions screening failures, and CDD/KYC deficiencies, among other signals. See the full list of signals above.

Is BSA/AML & Sanctions a blocking risk category?

Yes — BSA/AML & Sanctions carries a 5% weight in Anweshna's composite score and is one of the categories that can independently flag a deal for mandatory review: any document scoring 70 or above here halts the deal until a human reviews it.

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